无论是想交易赚个差价，还是看好数字货币的长期价值，都一定要有数字货币钱包。全球知名的数字货币钱包有71个*。所以，选一个合适的数字货币钱包比较困难，如果你是个萌新就会难上加难。
这篇文章重点要讲4件事：什么是数字货币钱包，工作原理，挑选原则，顶级的几款钱包介绍。
1.什么是数字货币钱包
首先纠正一个误区：数字货币钱包并不是传统意义的钱包，加密货币是去中心化的，所以数字货币钱包里面并不存钱，钱包只存储公钥和私钥。
2.那么数字货币钱包是如何工作的呢？
私钥是一个随机生成的字符串，通过使用私钥我们可以进行转账。私钥丢了，意味着钱没了。
公钥是根据私钥加密生成的字符串，公钥是对外公开的，别人可以往这个地址里转币了。
映射到传统金融体系：公钥就是银行卡号，私钥就是密码。
3.数字货币钱包类型
按照钱包场景，钱包可以分为5个类型：电脑钱包、移动端钱包、云端钱包、硬件钱包、纸钱包
电脑钱包：电脑里下载一个钱包，相对比较安全，但是现在啥电脑都会联网，只要联网就可能被黑，只能说相对比较安全。
移动端钱包：移动端钱包就是电脑钱包的翻版，只不过就是运营在手机上而已，现在移动网民用户量已经超过35亿**，所以这个普及度更高。这类钱包通常把私钥存储在手机上，但是大多数平台都不那么可靠，所以这个也并不是十分安全。
在线钱包：在线私钥存在云端，只要联网，就能用这个钱包。在云端的感觉，总有种被窥视的感觉，也会带给你不安全感觉。
硬件钱包：硬件钱包就是把钱包存在硬件里，类似于小U盘之类的。这类钱包的缺点是：硬件得花钱买。如果你是价值投资者，相信长期的力量，不会在短期内进行交易。那么你可以用硬件钱包，硬件钱包。
纸钱包：就是通过各种物理手段，比如用一张纸记下来，或者转移成一个二维码存起来，容易丢，输入也不方便。
4.你需要什么样的钱包？
安全和体验不能同时获得，要根据自己的实际情况选钱包，需要问自己几个问题：
我是不是天天看钱包，每天都转账；我要在钱包里存多少种数字货币；愿不愿意花钱买钱包，愿意花多少钱；安全是否是最最最最重要的；是否愿意为了安全牺牲一些体验？
钱包费用：除了硬件钱包，其他钱包一般都是免费的。
安全性：硬件钱包是最安全的，需要多做点功课，比如看看这个钱包公司的经营时间，还有是否值得信赖。
用户友好：移动端钱包、电脑钱包用户友好，操作方便。
便捷性：全球约有3000多种数字货币。如果你打算持有多种数字货币，最好选个硬件钱包，因为硬件钱包支持的币种多，比如LedgerNanoS以及Trezor，支持超过700个币种。
5.全球Top数字货币加密钱包
根据前面介绍的钱包方向，接下来我会介绍每个方向的头部钱包。
Coinbase：最好的在线钱包
Coinbase
Coinbase是货币交易所，所以他们提供钱包服务也是顺理成章的。FDIC***为Coinbase的每个账户投保了25万美金的保额。我们可以通过浏览器、IOS、安卓使用他的钱包服务。
BlockChain：最好的在线钱包
Blockchain
基本功能与Coinnbase一样。
LedgerNanoS：最好的硬件钱包
LedgerNanoS
支持超过700种币，长得有点像个U盘。
TrezorOne：最好的硬件钱包
TrezorOne
Coinbase与金融时报合作，将于6月22日在纽约市举办加密货币峰会:金色财经报道，Coinbase 宣布与英国《金融时报》合作，将于 6 月 22 日在纽约市举办加密货币峰会。此次活动将汇集来自传统金融领域的有影响力的利益相关者，讨论将加密货币部署为金融技术的各种方式. 峰会将展示该行业的进展，并提供记录加密货币采用速度的数据。由金融领袖、国家安全专家、政策制定者和其他行业专业人士组成的小组将提供对加密货币未来的宝贵见解。[2023/5/23 15:19:33]
这个钱包设计的挺时尚的，也支持超过700个币种。
Copay：最好的移动端钱包
Copay
这个钱包信誉挺好。
Electrum：最好的电脑钱包
Electrum
只支持比特币。
Exodus：最好的电脑钱包
Exodus
界面很好看，安全性做的也不错，主流币种全部支持，比如：Bitcoin,BitcoinCash,Ethereum,EthereumClassic,Litecoin,Dash,Zcash,0x,EOS,Storj等。
其他电子钱包
以上介绍的都是主流电子钱包，没能把所有的电子钱包全部介绍一遍，
以下是G2全球的评分，有兴趣的朋友可以自己去看看
G2
6、最后的思考
希望自己写的东西能帮到别人吧。
*数据来源：G2，全球著名的B2B针对企业用户的软件评测平台，在同类网站中影响力最大、权威性最高，被称为商用软件领域的“大众点评”。
**数据来源：Newzoo，全球游戏和电竞行业数据分析及市场情报的行业领导者。
***FDIC：美国联邦存款保险公司
如果想探讨更多关于数字货币的信息，欢迎加微信：bityue，或者关注微信公众号：区块见闻。
EnglishVersion
Whetheryou’replanningtostarttradingorsimplyholdingcryptocoinsforfutureinvestments,acryptocurrencywalletisamust-have.So,consideringyourgoal,youneedtoknowhowtochoosetherightcryptowallet.
Inthisindustry,walletsareanessentialpartofowningandinvestingincryptocurrencies,regardlessoftheirtype.
Butsincetherearesomanygoodoptionsin2020,choosingtherightwalletcanturnintoaburden.Especiallyifyou’renewinthecryptoworld.
Thisarticlewillguideyoutowardlearningallthereistoknowaboutwallets–whattheyare,howtheywork,whattoconsiderwhenchoosingone,andwhatarethebestcryptowalletstoget.
1.Whatarecryptowalletsallabout？
Rightoffthebat,weneedtotalkaboutoneofthemostcommonmisconceptions?aboutcryptocurrencywallets.
Eventhoughcryptowalletsaresimilartotraditionalwallets,theydon’tactuallystoreyourcryptocurrency.
Ape CoinDAO开放特别委员会成员申请，提名和选举将在5月和6月进行:5月17日消息，Ape Coin基金会现已开始接受竞选特别委员会的申请，并且发布了Google表单供申请人提交信息。ApeCoin表示，本次特别委员会申请的截止期限为北京时间5月21日9:00，之后将从申请人中选出两名特别委员会成员，提名和选举将在5月和6月进行，当选的特别委员会成员将于7月开始履职。[2023/5/17 15:07:49]
Asyoualreadyknow,cryptocurrenciesaredecentralized.Meaningthattheyaren’tstoredinasinglelocation,butinsteadarerecordedintheformoftransactionsandstoredontheblockchain.
Hence,cryptowalletsaresoftwareprogramsthatstoreyourpublicandprivatekeys.
Tosimplyputit,theyarelikebankaccounts.Theyallowyoutotrackyourbalanceandmaketransactions,allfromoneplace.
No“real”coinsareactuallyeverexchanged.
2.Buthowdothesekeyswork?
Aprivatekeyisarandomlygeneratedstringofnumbersandletters.Yourprivatekeyallowsyoutosendcryptocurrencytosomeoneelse.Withoutit,youcan’tapprovetransactions.Soit’scrucialtokeepitassafeaspossible.
Losingyourprivatekeymeanslosingyourcoins.
Thepublickeyisakeythatotherscansee.It’sderivedfromtheprivatekeythroughahash.Thepublickeyisyourwalletaddress,andit’susedbyotherstosendcryptocurrenciestoyourwallet.
Thinkofitlikethis:yourpublickeyisyourbankaccount,andyourprivatekeyisyoursecuritycode.It’sfineforpeopletoknowyourpublickey,butnotyourprivateone.
Here’sapracticalexample.
Whenapersonsendsyoucryptocoins,theyaresigningoffownershipofthosecoinstoyourwallet’saddress.
Buttospendthosecoins,theprivatekeystoredinyourwalletmustmatchthepublicaddresstheyareassignedto.Ifthepublicandprivatekeysmatch,thebalanceofthewalletwillincrease,whilethesenderswilldecreaseaccordingly.
3.Typesofcryptowallets
Cryptowalletscanbebrokendownintofivecategories:
Desktop
Online
Zilliqa将于4月25日在主网上实现EVM兼容性，Zilliqa 2.0已开始开发:4月21日消息，Layer1 区块链 Zilliqa 发文称，将于 4 月 25 日在主网上实现 EVM 兼容性，并为 Zilliqa 2.0 奠定基础。EVM 兼容性将允许用户使用 EVM DApp 和钱包在本地传输 ZIL 代币。在实施第一个完整版本的 EVM 兼容性后，它将在随后的主网升级中得到扩展，以包括 Scilla 和 Solidity 标准之间针对可替代代币、NFT 等的完全互操作性。Zilliqa 2.0 正与 EVM 兼容性功能一起开发，将保留 Zilliqa 网络当前版本的所有功能，包括完整的 EVM 兼容性，同时对网络性能和实用性带来显着改进。Zilliqa 2.0 将通过新的和改进的分片系统提供更快的最终确定性和更好的可扩展性。[2023/4/22 14:19:22]
Mobile
Hardware
Paper(ChecktheRipplePaperWalletexample)
Desktopwallets
Youcandownloadandinstalldesktopwalletsonyourcomputerregardlessoftheoperatingsystemyourun.Theyarearelativelysafemethodofstoragesincetheycanonlybeaccessedthroughyourcomputer.
However,likemostthingsnowadays,ourPCsareconstantlyconnectedtotheInternet.Soneverassumethatyourkeyscan’tgetstolen.
Onlinewallets
Onlinewallets“run”onthecloud,whichmakesthemveryconvenientasyoucanaccessthemfromvirtuallyanywhereintheworld.Aslongasyou’reconnectedtotheInternet,thatis.
However,theonlinestorageofthekeysalsoposesathreat.Yourkeysarenotfullyinyourcontrol,andbycentralizingnumerouskeysyoumakethemmorevulnerabletoattacks.?
It’sworthmentioningthatonlinewalletsareusuallyusedbycryptoexchanges.
Mobilewallets
Mobilewalletsaretheequivalentofdesktopwallets,andtheyaredesignedtorunonyoursmartphone.
Sincemobilephonesaresuchabigpartofourdailylives,it’snowonderthatmobilewalletsareamongthemostconvenienttypesofcryptowallets.Theyarealsonotoriouslyuser-friendlyaswellasquitestylish.
Anotherupsideisthatyourkeysareusuallystoredlocallyonyoursmartphone.Butconsideringthedoubtfulsecurityofmostplatforms,mobilewalletstendtosufferfromvarioussecurityshortcomings.
LG电子计划于第三季度推出加密钱包Wallypto:9月1日消息，总部位于韩国的LG电子正准备在2022年第三季度发布其首个名为“Wallypto”的加密钱包应用程序。自8月以来，LG电子一直在与开发人员对该应用程序进行Beta测试，目前正处于最终验证阶段。
据悉，“Wallypto”建立在Hedera Hashgraph区块链之上，目前支持Hedera的HTS代币，预计在正式发布后将扩大支持网络和代币的列表。（Forkast）[2022/9/1 13:01:51]
SIDENOTE.Certainmobilewalletsalsostoretheirkeysinacloud,asasafetyprecaution.Makesuretothoroughlyresearchhowawalletworksbeforedecidingwhichtouse.
Hardwarewallets
Ifyou’reseriousaboutstoringyourcryptocurrenciesforthelong-run,thenasfarassecuritygoes,ahardwarewalletisyourbestoption.?
Unlikesoftwarewallets,hardwarewalletsstoreyourkeysonahardwaredevice.Mostofthemaredesignedtobesafeevenwhenconnectingthemtoinfectedcomputers.
Theonlymajordrawbackofhardwarewalletsistheirprice.?Butweallknowthatgoodthingsdon’tcomecheap.
Paperwallets
Asthenamesuggests,paperwalletsallowyoutostoreyourprivateandpublickeysonprint,usuallyviaQRcodes.
Butitdoesn’thavetobeonlypaper.Youcanalsoprintthemonplastic,similartoacreditcard.
Asstrangeasitmightsound,it’sactuallyaverysafe?solutiontostoreyourprivatekeys.Inordertospendmoneyfromyourpaperwallet,youneedtofirsttransferittoasoftwarewallet.Thisprocessisknownas“sweeping”.
Asyoucantell,themaindrawbackisthefactthataprintedwalletcaneasilygetlostorstolen.
4.Whattypeofwalletdoyouneed?
Ofcourse,choosingthebestcryptocurrencywalletisamatterofpreference.Butselectingitshouldinvolveasetofpragmaticandpracticalreasons.Beforeanything,it’simportanttoaskyourself:
DoIneeddaily,quickaccesstothiswallet?
HowmanycurrencieswillIhold?
Whatarethecosts?
Issecurityimportanttome?
AmIwillingtotradesecurityforconvenience?
CryptoPunks系列NFT当前地板价为47.5ETH:金色财经消息，据NFTGo.io数据显示，CryptoPunks系列NFT总市值达21.8亿美元，在所有NFT项目总市值排名中位列第1；其24小时交易额为93.9万美元，增幅达89.77%。截止发稿时，该系列NFT当前地板价为47.5ETH。[2022/6/9 4:14:03]
Costs
Mostcryptocurrencywalletsareusuallyfree,butsome,likehardwarewallets,requireasmallinvestment.
Ifyouplantoholdontoyourcoinsforlongerperiodsoftime(orifyou’reholdinglargeamountsofcryptocurrency),werecommend?investinginahardwarewallet.
Security
Keepingyourfundssecureisextremelyimportantandshouldbeatthetopofyourprioritylistwhenchoosingawallet.
It’simportanttocarryoutplentyofresearchaboutthewallet’ssecurityfeatures.Ifyouwanttomakesurethatyou’vedoneeverythingpossibletowardsensuringthesecurityofyourfunds,thenoptforahardwarewallet.
Mobility
Whenitcomestomobilityandconvenience,onlineandwebwalletsareyourbestfriend.Youcanaccessthemfromanywhere,regardlessofthedeviceyou’reusing.
User-friendliness
User-friendlinessisoneofthemostcriticalaspectsofanytypeofcryptowallet.Itcanmeanthedifferencebetweenenjoyingusingthewalletandgettingfrustratedwithit.
Generally,mobileanddesktopwalletsareveryuser-friendly,andtheydon’tneedmuchworktosetthemupproperly.
Convenience(multi-currency)
Ifyou’replanningtoholdmorethanonecryptocurrency,thenpickingawalletwithmulti-currencysupportisamust.Usually,it’srecommendedtopickarenownedwallet,withmanyreviewsandgoodsupport.
Butifyou’replanningtousethewalletforjustonecryptocoin,youshouldcheckoutthecoin’swebsitetoseeiftheyhaveadedicatedwallet.
Werecommendedhardwarewalletsafewtimesinthisarticle,andoneoftheirmainadvantagesistheirnumberof?supportedcryptocurrencies.
Forexample,twoofthebest-sellinghardwarewallets(LedgerNanoSandTrezor)boastsupportforover700coinsandtokens.
5.Topcryptocurrencywallets
Tomakeiteasierforyouwhenitcomestochoosingtheperfectwallet,wewilltakealookatsomeofthebestwalletsfromeachcategory.
Thebestonlinewallets
Coinbase
Coinbase
Coinbaseisacryptoexchangeservice,sothemcreatingtheirownwalletmakesperfectsense.Theirwalletisoneofthemostpopularonlinewalletsandit’soneofthebestpossibleoptionsforpeoplethatarestartingoutinthecryptoworld.
TheCoinbaseWalletiscoveredbytheFDICinsuranceforupto$250,000ofyourfiat.YoucanaccessitviaanymodernwebbrowserorthroughtheofficialiOSandAndroidapps.Atthesametime,itallowsyoutousea2-FactorAuthenticationsystemoruseGoogleAuthenticatorformoreprotection.
Blockchain
Blockchain
Ifyou’renotafanofCoinbase,theBlockchainWalletisaperfectalternative.
JustlikeinthecaseofCoinbase,Blockchain.infoisaccessibleviaanymodernwebbrowserorthroughitsofficialmobileapplications.
Italsousesa2FAsystem,anditprovidesyouwiththepossibilityofsecuringyourfundsusingafour-digitpassword.
Thebesthardwarewallets
LedgerNanoS
LedgerNanoS
TheLedgerNanoSisoneofthemostsuccessfulhardwarewalletscurrentlyonthemarket,andithasalotgoingforit.
Forstarters,itcomeswithsupportforover700coinsandtokens,andenoughsecurityfeaturestokeepeventhemostsecurity-savvyusershappy.
Ithasasimpledesign(verysimilartoatypicalUSBstick)withtheadditionofasmallLCDscreenandtwophysicalbuttonsfortransactionverificationandconfirmationpurposes.
TrezorOne
TrezorOne
IncaseyoufindLedgerNanoStobeabittooconservativeaboutitsdesign,youcancheckoutTrezorOne,itsdirectcompetitor.
JustlikeLedgerNanoS,thiswalletalsocomeswithsupportforover700coinsandtokens,andlotsofsecurityfeatures.
Thebestmobilewallets
Copay
Copay
CopayisahighlyreputablemobilecryptowalletbackedbyoneoftheleadingBitcoinpaymentfirms.
It’savailableforbothAndroid?andiOS,butitalsocomesintheformofwebanddesktopapps(availableforWindows,macOS,andLinux).
ItsupportsBitcoinandBitcoinCashandisfreetouse.
Intermsofsecurity,Copayisverywellrated.It’soneofthefirstBitcoinwalletstosupportthefullBitcoinPaymentprotocol.Anotherbigadvantageofthewalletisthefactthatit’sveryeasytouse,makingitperfectforbeginners.
Thebestdesktopwallets
Electrum
Electrum
Electrumisalightweightandveryfastdesktop(andmobile)cryptocurrencywallet.Itispopularforitsvarietyoffeatureswhichmakeitoneofthemostflexiblechoicesoutthere.
Itprovidescoldstoragesolutions,aswellasintegrationwithsomeofthebesthardwarewallets:LedgerNanoS,KeepKey,andTrezor.
TheElectrumwalletalsofeaturesintegrationwithTor,andithastop-notchencryptiontechnologiesbuiltwithin,whichmeansit’sverysecureanditprotectsyouranonymity.
However,theElectrumwalletonlysupportsBitcoin.Soifyou’replanningtouseanyothercryptocurrencies,youmightwanttolookforadifferentwallet.
Exodus
Exodus
Ifuser-friendliness,aswellassecurityandconvenience,arewhatyou’reafter,thenExodusisdefinitelyagoodchoice.
It’soneofthebest-lookingcryptocurrencywallets,withamodernandstylishinterfaceandenoughpracticaleyecandytohelpyoucontrolallyourcryptofunds.
Itsupportsawiderangeofcryptocurrencies,includingsomeofthemostpopularsuchasBitcoin,BitcoinCash,Ethereum,EthereumClassic,Litecoin,Dash,Zcash,0x,EOS,Storj,andmore.
Otherwalletsworthmentioning
Whiletheabovementionedwalletsaremarketleaders,itwouldbeashamenottotalkaboutupcomingplayers.
Guarda,forexample,isanall-in-onewalletthataimstoprovideitsuserswithaccessibilityandflexibility.Thewalletisavailableinawebversion,asaChromeextension,asamobileappandasadesktopapp.
Currently,itsupportscloseto50coins,includingBitcoin,Dash,EOS,Ethereum,Litecoin,Ripple,andmore.
Finalthoughts
Choosingacryptowalletisnotasimpledecisionandyoushouldnottreatitlightly.Butitwillallowyoutosafelystoreandeventuallyspendyourcryptocoins.
Prepareforalotofreadingandsomeexperimentation,asyoumaynotfindyourperfectmatchonthefirsttry.
Bethatasitmay,wehopethisguidehelpedyouandofferedallthenecessaryguidanceandbasicunderstanding.
Ifyouwanttotalkmoreabout?Cryptocurrencies,pleasefellfreetoaddmyWechat:bityue，or?followOfficialAccounts：BlockSense
来源：金色财经
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